CAMS試験無料問題集「ACAMS Certified Anti-Money Laundering Specialists 認定」

A. the legal existence and ownership structure of the legal entity.

B. a person purporting to act on behalf of the legal entity who is a resident in a country with strict secrecy laws.

C. the financial status of the legal entity through documented proof of the entity's other banking relations.

D. funds or trusts maintained by terrorists.

A. Projects with the highest monetary success threshold

B. Those with the largest number of donors

C. Projects that start and close and are fully funded within a very short period

D. Projects that get funding within days of their start

A. A numerical summary of all the STRs and a summary of key STRs, including PEPs, key employees

B. A numerical summary of all the STRs

C. All the STRs filed with the national FIU

D. A summary of all key STRs, including PEPs and key employees

A. The clients are foreign

B. The clients want to purchase to be made in the names of the private companies

C. The clients have the funds necessary to fund a £30 million purchase

D. The clients are not willing to have their names provided to the bank

A. The volume and value of transactions passing through the account may not be in line with the original correspondent agreement

B. It is not used on a daily basis

C. The respondent bank's customer acceptance and know your customer policies are ineffective

D. The service fees are insufficient to cover the cost of managing the account

A. Prohibiting transactions and requiring the blocking of assets of designated persons and organizations

B. Requiring all appropriate elements of the financial services industry to report potential money laundering

C. Implementing targeted measures such as arms embargoes, travel bans, and financial or commodity restrictions

D. Interrupting the Ell's economic and financial relations with third countries

A. Law enforcement and other authorities should be allowed to establish and utilize joint investigative teams with law enforcement in other countries.

B. Law enforcement and other authorities should not expedite information sharing between countries to ensure that all information is provided at the same time to avoid premature conclusions.

C. Law enforcement and other authorities should have access to financial information that is pertinent to the investigation.

D. Every country should share all their information with foreign law enforcement and government authorities to facilitate rapid investigations.

A. Establish the account based on the information provided.

B. Obtain an electronic picture of each customer.

C. Closely monitor the account for 30 days.

D. Confirm the validity of the customer information.

A. By providing a copy of the STR to the board

B. By informing the regulator to bring it up with their next meeting with the board

C. By providing a copy of the letter from law enforcement asking the bank to keep the account open.

D. By providing a high level summary of the activity and the interactions with law enforcement

A. Contact the institution's legal advisor.

B. Inform the institution's managing Board.

C. Conduct a full due diligence review of the client.

D. Promptly report to the competent authority.

A. An unknown client pays $1,000 in cash for an urgent transfer to a high risk country

B. A commercial client in the export business regularly receives wire transfers from high risk countries

C. Client converts 500 Euro in mixed denomination notes to small denomination U.S. bills in a single transaction

D. An unknown client purchases multiple monetary instruments for one person during the course of one day

A. The name and address of all beneficial owners who own 25% or more of the bank

B. Prompt notice of any suspicious activity it detects on any customer who uses the correspondent account

C. The name and address of a U.S. person who is authorized to receive service of legal process for the bank

D. The name and address of all shell banks the bank maintains accounts for

A. Maintain the bank's reputation

B. Beneficiary is largely unknown

C. Customer activity is unreasonable

D. Wire is a large amount

A. Because using multiple front companies can make it easier to control an entire sector of the economy.

B. Because front companies generally charge higher prices than legitimate companies, so profit margins are higher.

C. Because they can use the company's bank accounts to comingle deposits with those of legal businesses.

D. Because they are generally subject to lighter due diligence requirements by banks and other financial services providers.

E. Because they are not registered, front companies are not subject to income and other sales taxes.

A. The activity should be reported promptly to the country's financial intelligence unit.

B. The financial institution has grounds to believe the activity is related to terrorist financing.

C. The financial institution has been contracted by law enforcement regarding the activity.

D. The financial institution has reasonable grounds to suspect the funds are proceeds of criminal activity.

E. The financial institution has contacted the account holder to determine the activity of the account.

A. Generating reports

B. Capturing data

C. Identifying clients

D. Analyzing data

A. Subjective non-factual circumstances.

B. Objective factual circumstances.

C. Subjective factual circumstances.

D. Objective non-factual circumstances.

A. off shoring

B. integration

C. placement

D. structuring

A. Maintain a record of the transaction activity that generated the alert

B. Perform the alerting transaction with alternative thresholds to ensure they are calibrated correctly.

C. Disseminate the rationale for the investigative approach and the objective basis for the determination.

D. Ensure that a secure archive has information available to the client.